Underwriter, Residential Development Finance

This is an opportunity to join a well established mezzanine lender operating in the Residential Development Finance space. They are very active with a renowned reputation and track record in the UK. Despite these uncertain times they have a robust pipeline and an appetite to continue lending. They are looking for an established Underwriter to join the team, who has pre-existing experience in the development finance space.

The Role

• Make lending decisions in line with Credit Risk Policy and individual mandate level.

• Adhere to internal underwriting policy and regulatory requirements - FCA, PRA, Money Laundering, Prevention of Financial Crime, Data Protection, etc.

• Work with Internal Sales to progress cases from DIP to drawdown.

• Preparing a detailed Credit Paper with all appropriate conditions and presenting the proposition to Credit Committee.

• Instructing valuers and solicitors.

• Following sanction from the Credit Committee, preparing the offer letter and accompanying documents and being proactive in ensuring that all loan conditions have been met.

• Ensuring that information concerning each loan is accurately and comprehensively entered the firm's electronic systems, both prior to and upon drawdown.

Requirements

• Previous underwriting experience within the development finance space.

• Professional communications skills, able to communicate with businesses and colleagues by telephone, email and face to face.

• Strong understanding of the regulatory environment.

• Liaising with introducers and/or external customers.

• Highly motivated individual committed to providing outstanding service to customers and clients.

• Excellent presentation (verbal/written) and relationship building skills.

• Ability to collaborate, build trust and influence at senior level.

• Confidence to challenge actions and behaviours that are not consistent with the firm's policies and best interests of the business and its customers.